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Refund & Cancellation Policy

Effective Date: 01/04/2026

Platform Name: NCILCare

Developer: IT Nephrocare

This Refund & Cancellation Policy governs cancellations, refunds, and rescheduling requests for services booked through our Patient Portal and Mobile Application ("Platform").

1. General Policy

We strive to provide high-quality healthcare services and a seamless booking experience. Refunds and cancellations are subject to the terms outlined below and applicable laws.

Refunds, where approved, will be processed through the original payment method used during the transaction.

2. Appointment Booking Cancellation

By Patient

Patients may cancel appointments through the Platform.

Cancellation Time Refund Eligibility
More than 24 hours before appointment 100% Refund
6 to 24 hours before appointment 75% Refund
Less than 6 hours before appointment No Refund
No-show without cancellation No Refund

Healthcare organizations may modify these timelines based on operational requirements.

By Healthcare Provider

If an appointment is cancelled by the doctor, hospital, clinic, or healthcare provider:

  • Patients may reschedule at no additional cost.
  • Full refund of consultation charges will be provided if rescheduling is not accepted.

3. Teleconsultation Cancellation

Before Consultation Begins

Cancellation before the scheduled consultation time may be eligible for a refund as per the appointment cancellation policy.

After Consultation Begins

Once the healthcare professional has started the consultation, no refund shall be provided.

Technical Failure

If consultation cannot be completed due to verified technical issues attributable to the Platform:

  • Rescheduling may be offered, or
  • A full or partial refund may be issued at our discretion.

4. Laboratory Test Booking Cancellation

Laboratory Tests
Cancellation Time Refund Eligibility
Before sample collection 100% Refund
Sample collection completed No Refund
Laboratory processing started No Refund
Home Sample Collection

If a phlebotomist has already been dispatched, a home collection fee may be deducted from the refund amount.

5. Health Package Cancellation

Before Service Utilization

Full refund may be provided if no service included in the package has been utilized.

Partial Utilization

If one or more services within the package have been utilized:

  • Charges for utilized services will be deducted.
  • Remaining balance may be refunded.
After Complete Utilization

No refund will be provided.

6. Medicine Order Cancellation

Before Order Processing

Orders may be cancelled before pharmacy processing begins.

Full refund will be issued.

After Order Processing

Orders may not be cancelled once:

  • Medicines are packed.
  • Shipment is prepared.
  • Delivery process has started.
Prescription Medicines

Due to safety and regulatory requirements:

  • Prescription medicines cannot be returned once delivered.
  • Refunds will not be provided unless required by law.

7. Medicine Return and Replacement

Returns may be accepted only in the following cases:

  • Incorrect medicine delivered.
  • Damaged package upon delivery.
  • Expired medicine received.
  • Wrong quantity supplied.

Replacement or refund requests must be reported within 48 hours of delivery.

Evidence such as photographs may be required.

8. Diagnostic Report and Medical Record Services

Once:

  • Laboratory testing is completed,
  • Reports are generated,
  • Medical record requests are fulfilled,

the service shall be deemed delivered and non-refundable.

9. Failed Transactions

In cases where:

  • Payment is debited,
  • Booking confirmation is not generated,

the transaction will be investigated.

If payment is successfully received without service confirmation:

  • The booking may be confirmed, or
  • A full refund will be processed.

10. Duplicate Payments

If duplicate payments are made for the same service:

  • Excess payment will be refunded after verification.
  • Processing may require 7–15 business days.

11. Promotional Offers and Discounts

For bookings made using:

  • Coupons
  • Promotional codes
  • Loyalty points
  • Membership benefits

refunds shall be calculated based on the actual amount paid after discounts.

Unused promotional benefits may not be reinstated.

12. Non-Refundable Situations

Refunds shall generally not be available in the following situations:

  • Missed appointments (No Show)
  • Completed consultations
  • Completed laboratory testing
  • Generated reports
  • Delivered medicines (except approved return cases)
  • Incorrect information provided by the patient
  • Failure to follow preparation instructions for laboratory tests
  • Failure to attend scheduled home sample collection visits

13. Refund Processing Timeline

Payment Method Processing Time
UPI 3–7 Business Days
Credit Card 5–10 Business Days
Debit Card 5–10 Business Days
Net Banking 5–10 Business Days
Wallet Payments 3–7 Business Days

Actual credit timelines depend on banks and payment service providers.

14. Refund Request Process

Patients may request refunds through:

  • Patient Portal
  • Mobile Application
  • Customer Support
  • Email Support

The following information may be required:

  • Patient Name
  • Registered Mobile Number
  • Booking ID
  • Transaction ID
  • Reason for Cancellation or Refund Request

15. Right to Review Requests

The Healthcare Organization reserves the right to:

  • Verify refund requests.
  • Request supporting documents.
  • Reject fraudulent or abusive claims.
  • Determine eligibility based on service records and transaction history.

16. Changes to this Policy

We reserve the right to modify this Refund & Cancellation Policy at any time. Updated versions will be published on the Platform and become effective immediately upon posting.

17. Contact Us

Company: Nephro Care India Ltd

Email: ncildevelopment@gmail.com

Website: https://www.nephrocareindia.com/

Acknowledgment

By booking appointments, laboratory tests, medicine orders, health packages, teleconsultations, or any other services through the Platform, you acknowledge and agree to this Refund & Cancellation Policy.

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  • Nephro Care India Ltd,
    HC96+FM, JC 18, JC Block, Sector 3, Bidhannagar, Kolkata, West Bengal 700106
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